Step 1. Mix the flour, egg and milk to form a uniform batter.

Step 2. Add the chocolate chips and the chopped banana and fold them in gently with a spoon.

Step 3. Set a pan on the stove over medium heat.

Step 4. Add the tablespoon of Agreena and let it melt. Use a paper towel to coat the pan.

Step 5. Pour small rounds of batter into the pan and cook for 40-50 seconds on each side.